Financing with Our Dealership

Momentum MINI takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
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Should You Lease Your New Momentum MINI Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Momentum MINI can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Ready to begin?

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Welcome to Our Financing Department

The Right Auto Financing Options at Momentum MINI for the Right Countryman, Hardtop 2 Door, Hardtop 4 Door, Cooper Hardtop or Convertible

Exploring the features of your dream MINI model is the fun part, but finding an auto lease or car loan can quickly become a hassle. For this reason, Momentum MINI makes the financing process as easy as possible. We offer expert financing help so that drivers near Houston can comfortably afford the Countryman, Hardtop 2 Door, Hardtop 4 Door, Cooper Hardtop or Convertible that suits them best. Our finance team works with drivers from Houston, Countryman, Hardtop 2 Door, Hardtop 4 Door, Cooper Hardtop and Convertible to find you affordable leases and loans that take into account your unique needs.

The Options of Loan vs Lease

If you're wondering what the big difference between loan and lease is, you can rest easy! Simply put, leases are an option for drivers that don't want to commit to a MINI for a long period of time. Leases usually last between two to six years and the monthly payments are dependent upon the depreciation rate of the vehicle selected. Comparatively, loans are for Houston drivers considering buying a vehicle - the main difference being you'll be keeping the vehicle after you've paid it off. Of course, the differences are a bit more nuanced than the above description, but  and  drivers can look to the Momentum MINI finance team to help sort through details.

Save Time by Getting Pre-Approved for Financing

Time is valuable, and no one likes spending it just waiting around. We know you're busy and that's why we provide opportunities to streamline the car-buying process wherever possible. Before your visit, take some time to fill out our online credit application so you can get pre-approved before you come in. That way you can avoid a long wait in front of one of our desks and will have more time behind the wheel of your new ride.

Your privacy is important to us.

Momentum MINI takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Momentum MINI

    9570 Southwest Freeway
    Houston, TX 77074

    • Sales: (800) 557-5374
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Get in Touch

  • Contact our Sales Department at: (800) 557-5374
  • Mon9:00 AM - 7:00 PM
  • Tues9:00 AM - 7:00 PM
  • Wed9:00 AM - 7:00 PM
  • Thurs9:00 AM - 7:00 PM
  • Fri9:00 AM - 7:00 PM
  • Sat9:00 AM - 6:00 PM
  • SunClosed